Postal Banking’s Public Benefits. The Postal Banking Response The fundamental notion of postal banking would be to have general public bank that could provide an array of deal solutions, including deposit-taking and little financing. Post workplaces can offer these solutions at a far lower cost than banking institutions while the fringe banking industry because (1) they could make use of normal economies of scale and range to lessen the expenses associated with the items; (2) their current infrastructure dramatically decreases…